Best Interac Casinos Canada for Real Money Play 2026

Nothing about an Interac deposit looks like it costs anything, and that is why it is worth pricing properly.

On the face of it the transaction is free. Most Canadian chequing accounts include e-Transfers in the monthly package, and because an e-Transfer is a push from your bank rather than a card payment there is no interchange fee for the operator to recover from you. No cashier in this lineup surcharges an Interac deposit. So far so good.

The costs are all somewhere else. There are four of them and only one is ever displayed.

Conversion, if the account is not in Canadian dollars. This is the big one and it gets its own section below. Two spreads per round trip, itemised nowhere.

The wagering requirement, if you take a bonus. This is a cost in turnover rather than in fees, but it is the largest number in the whole transaction and it is the one people systematically underestimate because it is expressed as a multiple.

Time, on the way out. A site that accepts an e-Transfer in and pays you by bank transfer several days later has charged you in days. Whether that matters depends entirely on you, but it is not free.

Intermediary fees, if you route around Interac. iDebit and InstaDebit both charge the consumer per transaction. Small, real, and worth it in some circumstances — see the two sections on them below.

Add those up and the ranking on this page starts to make sense. A site holding Canadian dollars with a modest bonus and a same-rail withdrawal is cheaper to use than a site holding euros with a huge bonus and a slow payout, even though the second one advertises a number ten times larger. That is the arithmetic this whole page is built on.

This is the section I would keep if I had to delete every other one.

When you fund an account denominated in a currency other than Canadian dollars, your Canadian dollars get converted at the operator's rate on the way in, and converted back at the operator's rate on the way out. Two conversions, two spreads, on money that never left your own country.

The spread is not a fee in the sense of a line item. It is the gap between the mid-market rate and the rate you were given, and because it is embedded in the exchange rate itself there is no field on any screen where it appears. You see the amount you sent and you see the balance you received, and if you do not think to compare them you will never notice. Most people do not think to compare them.

Work it through with a plausible number. Say you deposit C$300 into a euro wallet and the spread each way is a couple of percent. You lose a few dollars going in. You play, you finish roughly where you started, you withdraw, and you lose a similar amount coming out. You have paid something in the region of ten or twelve dollars for the privilege of using your own money, before any gambling outcome at all. Do that four times over a couple of months and you have spent more on conversion than most welcome bonuses will ever return to you.

Three of the fifteen sites in this lineup hold balances in a currency other than Canadian dollars. Tenobet's welcome package is denominated in euros and structured across three separate deposits, which is the worst combination on this page — the offer's own design encourages you to convert three times instead of once. Casino Infinity is euro-denominated too. Everywhere else in the top of this list holds C$.

If you are going to use a non-C$ site, two mitigations actually help. Fund it in fewer, larger amounts, because the spread is proportional and the number of conversions is what you control. And leave the balance in place rather than cycling it in and out, since every round trip is another two conversions. What does not help is looking for a fee schedule. There isn't one, because this is not charged as a fee.

None of this makes a euro-denominated site a bad site. Tenobet's cashier worked and its offer is genuinely large. It just costs more to use than its bonus suggests, and you deserve to make that trade knowingly rather than discover it by subtracting two numbers three months later.

The most common reason a deposit fails has nothing to do with the casino, and almost nobody checks it first.

Your e-Transfer capacity is governed by four ceilings that your bank sets: a maximum per transaction, a rolling 24-hour total, a rolling 7-day total and a 30-day total. They vary by institution, by account tier, by how long the account has been open and by whether you have ever asked for an increase. Newer accounts and entry-level packages get the lowest ones. The big Canadian banks generally allow low thousands per day with a larger weekly figure, but the spread between account types at the same bank is wide enough that a general number is not much use to you — you have to look at yours.

The failure looks like this. First deposit of the evening works. Second is refused. The cashier reports a failed transfer and offers no reason, because it genuinely has none: from the operator's side, the money simply never arrived. What actually happened is that your bank silently declined against a rolling cap it never told you about.

Two things follow. The first is diagnostic: before you conclude that an interac e transfer casino is broken, open your own banking app and read your limits. That one step resolves the majority of these cases. The second is a caution. Do not work around a ceiling by splitting a deposit into several smaller transfers to different addresses or across several days in a deliberate pattern. Structuring of that kind is exactly what monitoring systems are built to notice, and the outcome is a review of your bank account, which is a much larger problem than a failed deposit. If you routinely want to move more than your ceiling allows, ask your bank to raise it. They will usually say yes.

There is a mirror-image limit on the way out that people meet less often and resent more. Operators set their own minimum and maximum withdrawal amounts, and a site with a low maximum will pay a large balance out in instalments over several days. That is the site's published policy rather than a stall, but it is the sort of thing worth reading before you deposit rather than after you win.

A multiple is not a price, and converting one into the other changes how these offers rank almost completely.

Take the most generous-looking offer in this lineup: 777% up to C$11,250. Suppose you deposited enough to claim a C$1,000 bonus at a thirty-five times requirement. If the multiple applies to the bonus alone you need C$35,000 of turnover. If it applies to bonus plus deposit, and it often does, you need substantially more. Either figure is a great deal of play, and the point is not that it is impossible but that C$35,000 of turnover is the actual thing you are agreeing to when you click accept. The number 777% tells you nothing about that.

Four clauses change the dollar figure, and all four are in the terms:

is a factor of roughly two. not at all. If you intend to play blackjack, most of these bonuses are close to worthless to you and taking one may lock the balance while you find out. it once, even accidentally, and the winnings can be voided. This clause forfeits more money than any other and it is always buried. you will not finish.

• What the multiple applies to. Bonus only, or bonus plus deposit. This alone
• Game weighting. Slots usually count in full, table games for a fraction or
• Maximum bet while a bonus is active. Usually a few dollars a spin. Breach
• Expiry. A requirement you cannot finish inside the window is a requirement

Priced honestly, the ranking of the offers on this page inverts. The most valuable welcome offer here is PlayOjo's fifty spins, because there is no wagering requirement on them at all — what those spins win is withdrawable cash, which makes it the only offer whose value can be stated as a number rather than as a project. The largest offer here, Madcasino's 777%, is the one requiring the most work per dollar returned. Neither of those statements is a criticism of either operator. Both are just what the arithmetic says.

For most people depositing a couple of hundred dollars for entertainment, the cheapest interac casino bonus is the one you decline. Deposit without it, keep the balance withdrawable, and leave whenever you want.

Some vocabulary, because cashiers use these terms loosely and one of them refers to something that no longer exists.

Interac e-Transfer is the push from your bank to an email address or phone number. This is what essentially every site in this lineup means when it offers "Interac" in 2026.

Interac Debit is the card-present product you tap in a shop. It is not generally how you fund an offshore casino account.

Interac Online was a genuine third product: a bank redirect that let you pay an online merchant straight from your bank account, similar in feel to systems still running in Europe. It has been discontinued. That matters here for one practical reason — a comparison page or a cashier still advertising Interac Online as a current method has not been updated in years, and if that detail is stale you should assume the rest of its method list is too.

So when you see a casino interac online option offered today, read it as e-Transfer with imprecise labelling rather than as the old redirect product. The mechanics you will actually meet are the e-Transfer ones: a recipient address, a security question, a push from your side and no way to pull it back.

One more label to distrust. "Instant bank transfer" is marketing language, not a rail. Depending on the operator it can mean e-Transfer, an intermediary like iDebit or InstaDebit, or an open-banking processor operating under a name you will not recognise on your statement. If it matters to you which one it is — and if you care about fees or about who touches your banking credentials, it does — the way to find out is to make a small deposit and read the line item your bank records.

InstaDebit is a Canadian bank-transfer intermediary and it earns its place by solving the withdrawal problem, at a price.

The mechanism: rather than pushing money from your bank to the operator yourself, you authorise InstaDebit to move it on your behalf. It connects to your online banking, sends the payment, and the operator sees a confirmed deposit. The company has been doing this for Canadian gambling and retail payments for a long time and it is a legitimate, established business.

What you get for it is a return path. Because InstaDebit is a payment service rather than a one-directional bank push, many operators will send withdrawals back through it, which avoids the common and irritating pattern of depositing by e-Transfer and being paid out by something slower. If the round trip matters to you, that is worth paying for.

What it costs is twofold. There is a per-transaction fee charged to you, not to the operator — modest, but recurring, where an e-Transfer from most Canadian chequing accounts is included in your package. And you are providing online-banking credentials to a company that is not your bank. That is a considered trust decision rather than a disqualifying flaw, but it should be a decision rather than a click.

The arithmetic that decides it: if you deposit and withdraw frequently in modest amounts, the fees accumulate and a same-rail e-Transfer site is cheaper. If you deposit rarely and mostly care about getting a win back quickly and predictably, the fee is trivial against the convenience. And if your entire reason for choosing Interac was to keep your banking credentials out of third-party hands, then instadebit casinos canada do not serve that reason and you should stay on e-Transfer even where it is slower coming back.

iDebit occupies the same niche as InstaDebit and the two appear side by side on plenty of Canadian cashiers, which makes the distinction look more important than it is.

Functionally they are the same proposition: a Canadian intermediary that connects to your online banking, pushes a payment to the operator, charges you a small per-transaction fee, and supports withdrawals back through the same channel more reliably than a bare e-Transfer does. The differences are coverage — some sites carry one and not the other — and the details of their funded-account options.

The reason to know both names is purely practical. When a site you actually want to use does not offer e-Transfer, it will very often offer one of these two, and recognising that idebit casinos canada and their InstaDebit equivalents are the same kind of thing stops you treating one as a downgrade or opening two accounts where one would do.

Where iDebit is genuinely the better choice than plain Interac is the round trip. A withdrawal that returns on the rail it left by is worth a small fee to most people, and the alternative at many operators is a bank transfer measured in business days.

Where it is the worse choice is on the count of parties. Every intermediary is another company holding a connection to your bank account and another place a payment can stall. That is a fair trade for a faster return and a bad trade if you were using Interac specifically to minimise it.

MuchBetter comes up often enough on Canadian cashiers to deserve a short honest assessment, because it is a different kind of thing again.

It is a mobile-first e-wallet rather than a bank-transfer intermediary. You fund the wallet, then pay operators from the wallet, and withdrawals return to the wallet. Its appeal in gambling is that it is widely accepted at offshore sites, payouts to it tend to be quick because the operator is paying a wallet rather than a bank, and it keeps casino transactions off your bank statement — the statement shows a top-up to MuchBetter rather than a payment to an operator.

The costs to weigh are the usual e-wallet ones. There can be fees to fund the wallet depending on how you do it, and fees or a spread to move money back out to your bank, which means a muchbetter casino canada round trip has two conversion-shaped events of its own even when everything is in Canadian dollars. You are also holding a balance with a payments company rather than a bank, which is a different risk profile from either Interac or an intermediary.

Where it makes sense: if you play at several offshore operators regularly, an e-wallet genuinely reduces friction and the per-transaction economics improve the more you use it. Where it does not: for a player funding one account occasionally, adding a wallet in the middle introduces fees and an extra account to solve a problem a direct e-Transfer had already solved.

Here is the mismatch that generates more complaints than anything else on this subject, and it is entirely predictable once you know to look for it.

Accepting Interac for deposits does not mean paying out by Interac. These are two separate method lists maintained for two separate purposes, and operators routinely support the rail that gets money in far better than the one that sends it back. An online casino that accepts interac at the cashier may pay you by bank transfer, by an intermediary, or occasionally by cheque, and the difference between minutes and business days is entirely on that second list.

There is a structural reason rather than a conspiracy. A deposit is a push you initiate, so it needs no work from the operator beyond claiming it. A withdrawal is a payment the operator initiates, which means a manual or semi-manual payout run, a compliance check, and a batch schedule. That is why deposits are instant and withdrawals are not, at every operator, on every rail.

Three things worth doing before you deposit rather than after you win. Read the withdrawal method list specifically and confirm Interac or an intermediary appears on it. Read the minimum and maximum withdrawal amounts, because a low maximum turns one payout into several. And complete identity verification early, while you have no money waiting — verification requested at the moment of your first withdrawal is the single largest source of delay, and it is avoidable by doing it on a quiet afternoon instead.

One detail specific to this rail: use the same email address and the same bank account for the withdrawal as you used for the deposit, and make sure the name on both matches your casino account. Third-party payments are prohibited in essentially every set of terms and the check that catches them happens at withdrawal, not at deposit.

Most trust checklists for this subject are padding. Four signals do real work and the rest are decoration.

Where it is licensed and whether it says so plainly. Not the presence of a badge — the presence of a specific, checkable licence in a named jurisdiction, stated somewhere obvious. Ontario residents have the option of an iGaming Ontario licensed site, which brings a regulator that answers locally. Everything else in this lineup is licensed offshore, which means real rules enforced a long way away.

Whether the payment terms match the payment reality. This is the cheapest honesty test available to you. Deposit a small amount and compare what the cashier claimed against the line item your bank records. A site that describes its own rails accurately is telling you something about how it handles everything else.

Whether the withdrawal terms are stated before you deposit. Minimums, maximums, verification requirements and method lists, all published. An operator that makes you discover its withdrawal maximum by hitting it has made a choice.

Whether support answers a factual question factually. Ask something with a right answer — whether a claimed e-Transfer can be reversed, or what currency the account is held in. An agent who invents a comfortable answer is a preview of what happens when you have a real problem.

What is not a signal: the size of the welcome bonus, the number of games, a "secure" graphic, an SSL padlock, or a long list of software providers. None of those distinguishes a safest online casino canada candidate from a site that will be gone next year. A large bonus in particular is weak evidence in the wrong direction — it is a customer-acquisition cost, and the operators spending most on acquisition are frequently the newest and least tested.

You should be able to test a cashier for a couple of dollars, and at some of these sites you can.

Minimum deposits across the lineup mostly sit between C$10 and C$20. Kingdom Casino stands out by qualifying its first-deposit free spins from C$1, which makes it the cheapest genuine test on this page. That is worth more than it sounds: for a dollar you learn whether the deposit credits, what the bank line item says, and how the withdrawal flow behaves.

Two limits on that strategy, and both catch people.

The bonus minimum is usually higher than the cashier minimum. Depositing C$1 at a site whose offer requires C$20 gets you a C$1 balance and no bonus. If the point was to test the plumbing that is fine; if the point was the offer, read the offer's own minimum rather than the cashier's.

The withdrawal minimum can exceed your test balance. Several operators will not process a payout below a threshold well above a dollar or two, so a small experiment can leave you holding an amount you cannot take out. The right framing is that a low deposit interac casino test costs you the deposit — treat it as the price of information, not as money you expect back, and it stops being annoying.

The sequence I would actually recommend at a site you have not used: deposit the smallest amount that qualifies for nothing at all, request a withdrawal immediately, and watch what happens. Ten minutes of that is better evidence than any page on the internet, this one included.

Several operators in this lineup run a sportsbook next to the casino, and the shared wallet introduces a trap worth naming.

The payment mechanics are identical. Interac betting sites use the same e-Transfer rail, the same bank-set send limits, the same name-match requirement and the same irreversibility, so everything on this page applies unchanged. Sportsbook bonuses differ in structure — usually bet credits or a matched first bet rather than a deposit match with a turnover multiple — which makes them easier to value but often harder to turn into withdrawable cash.

The trap is the wallet. Where the casino and sportsbook share one balance, moving funds between the two products can change which bonus terms apply to that money. Tenobet and 30bet both operate this way. A balance carrying casino wagering obligations that gets moved to sports can, depending on the terms, either void the bonus or drag the obligation with it, and neither outcome is obvious from the interface. If you intend to use both products, read the clause about transferring funds between them before you take any bonus at all.

Nothing about a sportsbook changes the underlying assessment. It is another product on the same cashier, with the same question hanging over it, which is whether the money comes back when you ask.

The legal position deserves a straight answer rather than either reassurance or alarm.

Gambling in Canada is regulated at the provincial level. Each province decides what may be offered to its residents and by whom, and Ontario has gone furthest by opening a licensed competitive market administered through iGaming Ontario, where private operators are authorised to serve Ontarians. Alongside that sits a substantial offshore sector licensed elsewhere and serving Canadians who choose it. Most of the canadian interac casinos on this page are in that second group.

For a player, the practical picture is this. There is no federal offence aimed at an individual placing an online bet, and players have not been the object of enforcement in Canada; the legal questions have concerned who may lawfully *offer* gambling. That is why the offshore market operates openly and why your bank will generally process the transfer without comment.

What you give up offshore is the regulator. Your consumer protection is whatever the operator's own licensing jurisdiction provides, and your escalation path if a dispute goes badly is the operator's complaints process followed by a licensing body in another country. Combine that with an irreversible payment rail and the case for small first deposits at untested sites becomes straightforward arithmetic rather than caution for its own sake.

If you are in Ontario and want a regulator that answers to you, use an iGaming Ontario licensed operator and accept a shorter list of choices in exchange. That is a reasonable decision and this page is not going to argue you out of it.

Three separate products have been marketed under the Interac name and only two of them still exist, which is why cashier labels in this category are so inconsistent.

Interac Online Discontinued but Still Advertised

The bank-redirect product — you pick it at checkout, authorise at your own bank, the merchant gets confirmation — has been retired. An interac online casino page describing that flow was written while it was live and never revised. The signal value is high: a method list carrying a product that no longer exists is a method list nobody has checked, and the fee and withdrawal information beside it is probably the same vintage.

Interac Online Casinos and Interac Online Casino Canada Rankings

A page ranking interac online casinos, or offering an interac online casino canada shortlist, is almost always ranking e-Transfer sites under an older name. Read the deposit instructions rather than the heading. Address plus security question means e-Transfer.

Online Casino Interac and Online Casino Canada Interac as Search Phrases

An online casino interac heading and an online casino canada interac heading are word-order variants of a search query, not different products. The cost analysis on this page applies to all of them identically, because the rail underneath is the same push from your bank.

Interac Casino Sites and What the Label Omits

An interac casino sites listing tells you a deposit method is accepted. It does not tell you the account currency, the withdrawal method list, or the bank-set ceiling that will actually stop your deposit — the three things that decide what the transaction costs you. The label is the beginning of the question rather than the answer.

Trust and cost turn out to be the same enquiry from two directions, which is convenient.

A trusted online casino canada candidate publishes the things that cost you money before you commit: the account currency, the withdrawal minimum and maximum, the verification requirements, and the wagering terms in full. An operator that publishes all four has made it possible for you to price the relationship. One that makes you discover its withdrawal maximum by hitting it has chosen not to.

That is why the most trusted online casino canada question and the cheapest online casino question have the same answer more often than you would expect. Concealment costs money. A euro balance you were not warned about, a turnover multiple applying to deposit plus bonus rather than bonus alone, a payout maximum that splits your withdrawal across a week — each is a cost, and each is invisible until you look for it.

Two checks do most of the work. Compare the cashier's claimed method against the line item your bank actually records, on a small deposit. And ask support one question with a verifiable answer, such as what currency the account is held in. An operator that is accurate on both is not guaranteed to be good, but an operator that is inaccurate on either has told you something you can act on.

Every rail charges you something. The useful exercise is working out what, and in what units.

Casinos with interac charge you in recourse. There is no chargeback, so the price of the cheap fast transfer is that a bad operator keeps your money. Your bank package almost certainly includes the transfer itself, so in dollars this is the cheapest option on the table.

Cards charge you in exposure and in decline rates. Your number sits with an offshore operator, Canadian issuers frequently refuse gambling merchant codes, and the entry is unambiguous on your statement. What you buy is a real dispute mechanism, which is the one thing e-Transfer cannot give you.

Intermediaries charge you a per-transaction fee and one more party with a connection to your bank, and they buy you a same-rail return path.

Wallets charge you an on-ramp fee, an off-ramp fee, and a balance held outside a bank, and they buy you speed and statement privacy.

An online casino that accepts interac is the cheapest of the four in dollars and the weakest in recourse. That makes it the right default at an operator you have reason to trust and the wrong instrument at one you do not — which is an argument for choosing the operator carefully rather than for avoiding the rail.

The two Canadian intermediaries are functionally interchangeable and the only question worth asking about them is arithmetic.

An idebit online casino and an instadebit online casino both work the same way: a third party connects to your banking, pushes the payment, takes a small fee from you rather than from the operator, and supports a return through the same channel. Pages listing idebit casinos canada separately from instadebit casinos canada are describing which sites carry which, not a quality difference.

Price it against your own pattern. If you deposit and withdraw modest amounts frequently, the per-transaction fees accumulate into something real and a same-rail e-Transfer site is simply cheaper. If you fund rarely and value getting a win back predictably rather than in five business days, the fee is trivial and buying the return path is rational.

There is one case where the arithmetic does not decide it. If you chose Interac specifically to avoid handing banking credentials to anyone but your bank, an intermediary defeats the purpose regardless of what it costs, and the consistent choice is to stay on e-Transfer.

The e-Transfer phrase family is large and every member of it describes one rail.

Interac e transfer casinos, e transfer online casinos, an e transfer casino canada shortlist, casino e transfer listings, online casinos that accept e transfer — all the same push from your bank to an address, claimed by a processor. Where these pages differ is in what they bother to tell you beyond acceptance.

Almost none of them state the account currency, which is the single largest avoidable cost in this category. Very few distinguish the deposit method list from the withdrawal method list, which is the second. Fewer still mention that your own bank's rolling ceilings, not the operator's limits, are what will refuse your second deposit of the evening.

So the label tells you a site is usable and nothing about what using it costs. The table on this page carries the currency because that is the omission that costs readers the most money, and the criteria section explains the rest of the arithmetic.

That is also the flaw in most best interac online casino rankings, including the ordering on this page: a sequence looks objective while the weightings that produced it stay hidden. Weight the nominal bonus and the offshore operators lead. Weight the cost of a round trip and the Canadian-dollar sites lead. Both orders come from the same facts, so the criteria matter more than the positions.

Two loose ends that come up constantly and have short answers.

An online banking casino option, whatever the cashier calls it, is one of three things: an e-Transfer, an intermediary like iDebit or InstaDebit, or an open-banking processor trading under a name you will not recognise on your statement. The way to find out which is to make one small deposit and read the line item. That matters because the three have different fees and different withdrawal behaviour, and the label deliberately does not distinguish them.

On deposit size: an interac minimum deposit casino threshold is not the same number as the bonus qualifying threshold, and the gap catches people. Kingdom Casino accepts C$1 toward its first-deposit spins, which is the cheapest real test in this lineup. Elsewhere the cashier minimum sits around C$10 to C$20 while the offer may require more. Read the offer's minimum, not the cashier's.

The counterpart limit is on the way out. Withdrawal minimums at several operators exceed what a C$1 test would become, so a small experiment can strand a small balance. Price a test deposit as information rather than as recoverable money and the strategy stays sound.

For new interac casinos in particular — the newer operators here are Tenobet, Kingdom Casino, Skycrown and Roby Casino — a minimum test deposit followed by an immediate withdrawal request is the only evidence about the cashier that exists yet, and it is worth more than any offer they advertise.

Two questions get merged here and they have different answers.

Is the rail safe? Structurally, yes, and better than a card on the dimension most people worry about. Nothing reusable is stored with the operator, no number can leak in a breach, and nothing can be taken again without you pushing it. If the question "is interac safe" means "will using this expose my financial details", the answer is that it exposes less than the alternatives.

Are interac casinos in canada safe? That is a question about operators, and the rail cannot answer it. Most sites in this lineup are licensed offshore, which means real rules enforced in another jurisdiction and a complaints path that ends a long way from you. Ontario residents can choose an iGaming Ontario licensed operator instead and get a regulator that answers locally, at the cost of a shorter list.

The two answers combine into one practical rule. Because the rail is safe against exposure and weak on recourse, and because offshore licensing is weak on enforcement, the exposure you are actually managing is operator risk — so size first deposits accordingly, get one withdrawal completed before you fund seriously, and treat a support answer you can verify as the cheapest due diligence available.

Price the round trip and this whole category simplifies.

Twelve of these fifteen sites hold your balance in Canadian dollars, which means your deposit and your withdrawal both arrive at their face value. Three convert twice at a spread nobody itemises, and on the sums a recreational player moves that spread routinely costs more than the welcome bonus returns. That is the single most useful thing to check before funding anything, and it takes ten seconds in the cashier.

After that the list is short. Look up your own bank's e-Transfer ceilings so a refused deposit does not send you blaming the operator. Convert any bonus you are considering into dollars of required turnover, and find the maximum-bet clause before you accept it rather than after it voids something. Confirm Interac is on the withdrawal list and not only the deposit list. Get identity verification done while you have no money waiting. And fund from an account in your own name, because the name-match check happens at your first withdrawal and not before.

Of the fifteen, Jackpot City and Spin Casino are the cheapest to move money through and the least interesting to read about, which is usually a good sign. PlayOjo has the only offer here whose value is a number rather than a project. Madcasino has the largest headline and the largest turnover requirement behind it. Tenobet is a good site that costs more to use than its bonus implies, and if you take one thing from this page, let it be that those two sentences can both be true about the same operator.